The projected monthly income values shown above are only estimates that are calculated using your inputs and a number of assumptions about the uncertain future, including assumed investment returns, inflation, and income drawdown rates, as well as historic relationships between the various inputs. The projected monthly income is also based on your goal at retirement (for example, if you retire at 55, your income needs to last until an estimated life expectancy based on your gender).

The actual future values of your investments will depend on actual investment returns, fees and taxes, all of which can never be known in advance. This is why it is important to review your financial plan regularly and adjust your plan when things change — up or down.